Wheel spacers and insurance

All other aftermarket mods

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Blind Pugh
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Wheel spacers and insurance

Post by Blind Pugh » Fri May 25, 2018 11:46 am

UK section of F80post forum...

http://f80.bimmerpost.com/forums/showth ... ?t=1494381
So my F83 is currently insured as stock, as it is stock, but I've bought some spacers and just declaring the spacers alone on insurance takes the premiums from ~£650-750 to this:

Image

What the...?! I'm 37, no points, no claims on record, 6 years NCB, nobody is paying this for insurance. So what are you guys doing? Just not declaring them?

I've deduced that anything which replaces OEM parts does the exact same thing i.e. declaring new springs. But a ECU chip barely affects the premium.
Fettled M135i EB AT - gone but not forgotten !
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gregk286
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Re: Wheel spacers and insurance

Post by gregk286 » Fri May 25, 2018 11:56 am

So basically don't use a comparison site if modifying the car in any way. The results don't surprise me.
Go directly to known modification friendly insurers and the premium will be far more reasonable.
2010 E82 Space Grey 135i Coupe - N55

HaiderGill
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Re: Wheel spacers and insurance

Post by HaiderGill » Fri Jun 22, 2018 11:13 am

Hmmm I called around to Sky (784) and Adrian Flux (1500), went on GoCompare without mods came to £615 with mods Adian Flux Direct came to £786. Those are monthly prices...
120d RS (RoadSport) Steptronic 5 door in Sparkling Graphite, Koni FSDs, Eibach Pro Kit, black leather, BMWP Style 269, PS4, Professional Sat-Nav, iPod integration kit, Bluetooth, custom speaker install, performance pedals:)

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