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Re: Extending the warranty

Posted: Sun Jan 08, 2017 2:15 pm
by sparkie1984
Does anyone know if you can log into their website and view your policy?

Trying to avoid having to search through emails!

Re: Extending the warranty

Posted: Sat Jan 14, 2017 1:52 pm
by andyc1988
GarryK wrote:What cover do people tend to take out?

Comprehensive or the named component?

£392 comp with emergency assistance £250 excess

£360 named component with emergency cover £250

Seems little difference and fully comp seems all bases covered.

Any thoughts or opinions?

Thanks in advance
In place of the Emergency Services I recommend you consider AutoAid for breakdown cover at a little over £40 a year. When I was getting Mondial warranty quotes the emergency service element was ridiculously expensive, as all they do is send out a local breakdown recovery agent - I never received one of those BMW service engineer cars. Autoaid is a "pay and reclaim" service but their reviews speak for themselves.

Re: Extending the warranty

Posted: Sat Jan 14, 2017 7:09 pm
by game_over
andyc1988 wrote:I don't think you'll get a quote until it's out of the AUC warranty. You'll also have to make sure you service the car at BMW to keep the BMW Insured warranty valid, but this is quite cost effective when you find a good dealership that will offer you BMW Value servicing. Or just have a look at https://www.bmw-service.co.uk/ for surprisingly cheap servicing on cars over 3 years old. Most dealerships wont volunteer this website or those prices to you.

Comprehensive cover is well worth it, you can increase your excess to £250 as the likelihood of a claim is slim compared to the hike in premium vs the £100 excess policy. BMW Emergency Services are good but nowhere near worth the money, look up AutoAid for breakdown recovery, full breakdown service for £43.

All in all you should be looking at less than £300 per year if the policy is configured correctly and the car is under 60k, if the car is likely to exceed 60k before renewal then choose to pay monthly as it'll avoid the 60k price hike (which can be 75% on top of base price).

A very good policy that saved me thousands more than it cost me over the 4 years I used it.

I haven't read all the terms and conditions but I don't believe you need bmw service history, I had a 6 grand claim about 18 months ago with multiple independent services in the book with no questions asked. Just keep recipes and just bmw parts.

Re: Extending the warranty

Posted: Sat Jan 14, 2017 11:01 pm
by andyc1988
game_over wrote:
andyc1988 wrote:I don't think you'll get a quote until it's out of the AUC warranty. You'll also have to make sure you service the car at BMW to keep the BMW Insured warranty valid, but this is quite cost effective when you find a good dealership that will offer you BMW Value servicing. Or just have a look at https://www.bmw-service.co.uk/ for surprisingly cheap servicing on cars over 3 years old. Most dealerships wont volunteer this website or those prices to you.

Comprehensive cover is well worth it, you can increase your excess to £250 as the likelihood of a claim is slim compared to the hike in premium vs the £100 excess policy. BMW Emergency Services are good but nowhere near worth the money, look up AutoAid for breakdown recovery, full breakdown service for £43.

All in all you should be looking at less than £300 per year if the policy is configured correctly and the car is under 60k, if the car is likely to exceed 60k before renewal then choose to pay monthly as it'll avoid the 60k price hike (which can be 75% on top of base price).

A very good policy that saved me thousands more than it cost me over the 4 years I used it.

I haven't read all the terms and conditions but I don't believe you need bmw service history, I had a 6 grand claim about 18 months ago with multiple independent services in the book with no questions asked. Just keep recipes and just bmw parts.
It has been 2 years since I bought a Mondial policy, but when I was researching them the law stated that an original warranty cannot be invalidated due to third party garages (or people) fitting genuine parts, but that "insured warranty" services can set whatever terms and conditions they like.
It may have been (or may now be) technically possible to claim under the insured warranty if you've had a 3rd party garage fit genuine BMW parts, but the hassle if Mondial want to be awkward can be very stressful according to anecdotal feedback on other forums (I uncovered several stories of rejected claims even with genuine parts fitted).

I concluded it was worth paying BMW to service the car at value service rates given that they were the same or even slightly cheaper than my local independent. They also have the full service history on the computer which allows them to pre-authorise warranty claims and offer free diagnostics (at decent dealerships that is, some will try to charge you a diagnostic fee).

Mondial might now accept claims if genuine parts are fitted by a garage but it still wouldn't be my preference given the relatively small cost difference (if any).

Re: Extending the warranty

Posted: Thu Jan 19, 2017 6:08 pm
by GarryK
I still dont know whether to go ahead with this or not.

I do fear knowing my luck that a month after warranty runs out something will go on the car costing me a small fortune.

Re: Extending the warranty

Posted: Thu Jan 19, 2017 6:12 pm
by sparkie1984
I took a warranty out for the same reason!!

Only downside is I can't now have pro nav retrofitted as they'll no doubt void the warranty if I do.

But it's worth piece of mind

Re: Extending the warranty

Posted: Thu Jan 19, 2017 6:48 pm
by GarryK
I think it's the best option.
Just costing more then my insurance renewal and both at the same time :roll:

Re: Extending the warranty

Posted: Sat Jan 21, 2017 3:27 pm
by andyc1988
GarryK wrote:I still dont know whether to go ahead with this or not.

I do fear knowing my luck that a month after warranty runs out something will go on the car costing me a small fortune.
Have you researched common failures with your particular car? Dual-mass flywheel, clutch judder and turbo failure come to mind but I haven't researched 116i's much. The auto gearbox is something I wouldn't ever want to have without warranty either.

On my 130i the risks were DMF, fuel injectors, steering column lock and general items such as alternator related to age. Each and every one of those potential claims would exceed the cost of the annual insurance policy as I wanted BMW to fix any problems rather than bodge them with second hand components to save a few pound.

If you remove the breakdown cover an annual comprehensive policy is around the £300 mark IIRC. I personally think that's a bargain. If DMF, clutch judder and turbo failure are 116i issues then each one could cost into the £1,000's to repair if they affect your car.

I'm not entirely sure if clutch judder and DMF failure are the same problem but it was implied they were separate.

Ultimately will you struggle if you spent £300 per year and didn't need it? Conversely would you be miffed if you had to find £2,000 maybe £5,000 for a repair that would have been covered under the warranty (turbo failure comes to mind)? You could go 3 years and not claim but a big claim in the 4th year pays for itself many times over.

Just my thoughts.

Andy

Re: Extending the warranty

Posted: Sat Jan 21, 2017 7:36 pm
by GarryK
Well in regards to Andy's comment. It is booked in next week for the clutch judder to be looked at. I intend on keeping the car another 12 months and I've decided the cost of the policy over the cost of a dmf or Turbo etc will be worthwhile.

Re: Extending the warranty

Posted: Sun Jan 07, 2018 8:51 am
by GarryK
Well renewal time for the warranty.

Gone up £10 or so. Can live with that.

One thing they’ve now included so they say.

Comprehensive cover now includes wear and tear items.
Can anybody elaborate on that. Clutch plates etc?

Slightly unsure

Re: Extending the warranty

Posted: Mon Jan 08, 2018 12:21 pm
by chinskee
Hello, do you reckon a modified car would be covered? E.g with a remap?

Re: Extending the warranty

Posted: Mon Jan 08, 2018 7:18 pm
by marco_polo
chinskee wrote:
Mon Jan 08, 2018 12:21 pm
Hello, do you reckon a modified car would be covered? E.g with a remap?
ECU / engine / clutch / gearbox / diff / etc warranty are all void if you remap, but other expensive items like the electrics/modules would still be covered.

Re: Extending the warranty

Posted: Sun Jan 14, 2018 1:09 pm
by Alwill
Just signed up for the extended warranty for my 2013, 116i with 53k , £58 per month , £100 excess , incl breakdown cover, well worth for me , as most of the things that went when it was under warranty were expensive to fix , there are no inexpensive jobs with a BMW, imo , it's all about peace of mind for me .