Finally got round to telling LV insurance about my BMW LSD and my Billy Suspension. And the cost to me for these additions is.... £26.

Never had to claim on LV, so can't comment on that side of the equation, but I started using them for the free European Comprehensive Insurance as in the past I have often had weekend trips over to Europe and other companies always wanted a £50 or so charge to extend the cover. With LV it is just there all the time.
So just putting some positive Insurance noise out there to balance the more usual negative stories.