my deal is on 3.9% over 48 months i am currently 14 months into the deal does anyone know ( broadly speaking ) when the car has done its mega dip in value and the payments will start to make a dent into the actual capital of the loan?
long story short , my circumstances have changed a fair bit recently and it was quiet unforeseen , i have no real use for the car anymore i think iv driven it twice in the last month which is a shame .... and an expensive thing to own when i dont really need it , id just rather someone else enjoyed it and also save myself thick end of £400 a month! dont get me wrong i can afford to keep it until the deal is up but it just seems a waste i could potentially roll the neg into something cheaper but no real point as i dont need a car full stop !
this is the issue with pcp iv discovered, if you have an unforeseen change in lifestyle you are kind of stuck i could give the car back and pay the neg but its about 4 grand which would be a bitter pill
long story short , my circumstances have changed a fair bit recently and it was quiet unforeseen , i have no real use for the car anymore i think iv driven it twice in the last month which is a shame .... and an expensive thing to own when i dont really need it , id just rather someone else enjoyed it and also save myself thick end of £400 a month! dont get me wrong i can afford to keep it until the deal is up but it just seems a waste i could potentially roll the neg into something cheaper but no real point as i dont need a car full stop !
this is the issue with pcp iv discovered, if you have an unforeseen change in lifestyle you are kind of stuck i could give the car back and pay the neg but its about 4 grand which would be a bitter pill