Sky Insurance won't insure BMWs?!!

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Andi
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Sky Insurance won't insure BMWs?!!

Post by Andi » Mon Dec 10, 2018 2:58 pm

Quite surprised to see Sky Insurance are a sponsor, considering what I've just been told....


I've owner a modified Focus ST for the last few years, all insured with Sky, and been very happy with the service, so early this year I rang up when I was looking at new cars, and was told they'd cover me for an extra £85 a year, but only if I had a tracker! Result.

So now, a few months on, my new car arrives this week, so rang up to arrange the date of transfer.

"Sorry, the underwriter won't insure BMWs due to the claim rates"


Thanks for that, I've just ordered a brand new car and spent extra on a tracker on the back of the quote you gave me..

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racey1979
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Re: Sky Insurance won't insure BMWs?!!

Post by racey1979 » Sat Dec 22, 2018 8:17 am

They wouldn’t insure me unless I fitted a tracker or a Thatcham approved anti OBD theft device. I went elsewhere. Mind you it wasn’t as patronising as the phone call I had with Chris Knotts insurance when I first bought my m240. They asked about my experience with RWD vehicles which is 330ci....325ti.....335d....plus 14 years NCB no claims or convictions. They said “it’s a bit of a step up for you, try again next year”. Needless to say, I won’t be trying again.
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dailydoggy
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Re: Sky Insurance won't insure BMWs?!!

Post by dailydoggy » Sat Dec 22, 2018 8:33 am

Dare say the comfort access thefts don't help but that aint particular to BMW's though but from an Mlite point of view and looking at Youtube etc i can see alarm bells ringing all over the place insurance wise with the younger hoodlum fraternity and the ease of turning the engines up to crazy mode, coupled with easy access cheap no deposit PCP deals...

The culture emerging around Mlites is what will doom them insurance wise it;s slowly but surely pushing up premiums..Hot hatch syndrome from the 90's coming back again if it keeps going they will end up uninsurable to most and worth nothing in the process...
340BHP, manual shift ,£140 tax!!Got wood! :drive:

docwra
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Re: Sky Insurance won't insure BMWs?!!

Post by docwra » Sat Dec 22, 2018 9:39 am

Chris Knott are also a forum sponsor:
ChrisKnott wrote:Until you have a years experience on the M2 we wouldn't be able to quote, that's true.
My 135i has more power, more torque and is lighter than an M2, Ive been driving RWD turbos since I was 19 and have done at least 5 trackdays a year for the last 10 years. Really?

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Re: Sky Insurance won't insure BMWs?!!

Post by Kerr » Sat Dec 22, 2018 9:44 am

Knott has come up numerous times, across many forums, for refusing to quote for some tedious reasons.

They are selective who they touch.

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dailydoggy
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Re: Sky Insurance won't insure BMWs?!!

Post by dailydoggy » Sat Dec 22, 2018 10:13 am

docwra wrote:
Sat Dec 22, 2018 9:39 am


My 135i has more power, more torque and is lighter than an M2, Ive been driving RWD turbos since I was 19 and have done at least 5 trackdays a year for the last 10 years. Really?
Most insurance companies would run a mile at such statements they can afford to be real fussy with cars that are becoming more notorious these days as they become older and more affordable downstream, the very owners of them and their habits is what is driving it all in the first place...
340BHP, manual shift ,£140 tax!!Got wood! :drive:

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Smouse
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Re: Sky Insurance won't insure BMWs?!!

Post by Smouse » Sat Dec 22, 2018 10:57 am

dailydoggy wrote:Dare say the comfort access thefts don't help but that aint particular to BMW's though but from an Mlite point of view and looking at Youtube etc i can see alarm bells ringing all over the place insurance wise with the younger hoodlum fraternity and the ease of turning the engines up to crazy mode, coupled with easy access cheap no deposit PCP deals...

The culture emerging around Mlites is what will doom them insurance wise it;s slowly but surely pushing up premiums..Hot hatch syndrome from the 90's coming back again if it keeps going they will end up uninsurable to most and worth nothing in the process...

My renewal is jumping by around £300! It’s ridiculous. (Full NCB’s, no points, no claims).

But I think you hit the nail on the head here! Especially re the PCP deals.


And like racey1979 I got grilled (patronisingly) about my experience with “fast cars” in general!

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dailydoggy
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Re: Sky Insurance won't insure BMWs?!!

Post by dailydoggy » Sat Dec 22, 2018 12:01 pm

Smouse wrote:
Sat Dec 22, 2018 10:57 am
dailydoggy wrote:Dare say the comfort access thefts don't help but that aint particular to BMW's though but from an Mlite point of view and looking at Youtube etc i can see alarm bells ringing all over the place insurance wise with the younger hoodlum fraternity and the ease of turning the engines up to crazy mode, coupled with easy access cheap no deposit PCP deals...

The culture emerging around Mlites is what will doom them insurance wise it;s slowly but surely pushing up premiums..Hot hatch syndrome from the 90's coming back again if it keeps going they will end up uninsurable to most and worth nothing in the process...

My renewal is jumping by around £300! It’s ridiculous. (Full NCB’s, no points, no claims).

But I think you hit the nail on the head here! Especially re the PCP deals.


And like racey1979 I got grilled (patronisingly) about my experience with “fast cars” in general!
Unless PCP deals are kerbed stopping anybody who can only dream of driving such cars in real life being really blunt about it, then it this is not going to end well insurance and values wise i don't think...Right now any kind of hero can get one on a PCP and drive away for 200 quid deposit...the writing is on the wall and Youtube what is to come with these insane, affordable,supercar performance, pocket rockets...

Youtube is awash with Mlite nobbers and showoffs, and Ebay and the net is festooned with second hand parts from obvious wreckers or stolen and Cat write off repaired cars...
340BHP, manual shift ,£140 tax!!Got wood! :drive:

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Re: Sky Insurance won't insure BMWs?!!

Post by craggy » Sun Mar 03, 2019 7:05 am

Reading this thread has me nervous about re-insuring my 140 in April :shock:

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Re: Sky Insurance won't insure BMWs?!!

Post by frs3052 » Sun Mar 03, 2019 9:28 am

racey1979 wrote:
Sat Dec 22, 2018 8:17 am
They wouldn’t insure me unless I fitted a tracker or a Thatcham approved anti OBD theft device. I went elsewhere. Mind you it wasn’t as patronising as the phone call I had with Chris Knotts insurance when I first bought my m240. They asked about my experience with RWD vehicles which is 330ci....325ti.....335d....plus 14 years NCB no claims or convictions. They said “it’s a bit of a step up for you, try again next year”. Needless to say, I won’t be trying again.
Chris Knott never called me from my online enquiry but I had a similar experience with Adrian Flux questioning my experience of high performance cars and driving ability (clean licence, Max no claims on 2 cars) which got my back up.

They then pissed me off even more when trying to justify that their price being £300 more than the quotes I had on confused.com were because they were estimates and when I click through to but I’d find that they jump to significantly in price.

Morons

I’ve never bothered with sky after being messed around with their ridiculous admin charges a few years ago
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BlueSatan
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Re: Sky Insurance won't insure BMWs?!!

Post by BlueSatan » Thu Mar 07, 2019 2:56 am

SKY is useless. Tried them for a quote. Just dead weight in these forums. Better off going to comparison sites
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Re: Sky Insurance won't insure BMWs?!!

Post by barneyrubble » Thu Mar 07, 2019 12:11 pm

frs3052 wrote:
Sun Mar 03, 2019 9:28 am
racey1979 wrote:
Sat Dec 22, 2018 8:17 am
They wouldn’t insure me unless I fitted a tracker or a Thatcham approved anti OBD theft device. I went elsewhere. Mind you it wasn’t as patronising as the phone call I had with Chris Knotts insurance when I first bought my m240. They asked about my experience with RWD vehicles which is 330ci....325ti.....335d....plus 14 years NCB no claims or convictions. They said “it’s a bit of a step up for you, try again next year”. Needless to say, I won’t be trying again.
Chris Knott never called me from my online enquiry but I had a similar experience with Adrian Flux questioning my experience of high performance cars and driving ability (clean licence, Max no claims on 2 cars) which got my back up.

They then pissed me off even more when trying to justify that their price being £300 more than the quotes I had on confused.com were because they were estimates and when I click through to but I’d find that they jump to significantly in price.

Morons

I’ve never bothered with sky after being messed around with their ridiculous admin charges a few years ago
I had similar issues with Chris Knott last year. When my insurance comes up for renewal i won't be even bothering to get them to quote.
If it's got breasts or wheels - it's going to give you trouble

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Re: Sky Insurance won't insure BMWs?!!

Post by OneTwenty » Thu Mar 07, 2019 2:28 pm

I've driven performance cars for over 25 years now and I've NEVER had a decent quote or experience with any of the "specialist" firms apart from Keith Michaels but that was cos a forum member at the time on Scoobynet worked for them and I dealt directly with him.

Other than that, they've always been way more than normal companies, have difficult websites that you can't get a quote from and are generally patronising.

I never bother with any of them now.
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Re: Sky Insurance won't insure BMWs?!!

Post by Mr Whippy » Thu Mar 07, 2019 5:16 pm

Kerr wrote:
Sat Dec 22, 2018 9:44 am
Knott has come up numerous times, across many forums, for refusing to quote for some tedious reasons.

They are selective who they touch.
And then when you get touched, it’s with a turd quote who most insurers will beat without half the faff.

They always struck me as the types who were so fussy you’d get a claim denied because of an undeclared air freshener.
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Re: Sky Insurance won't insure BMWs?!!

Post by Major_Sarcasm » Thu Mar 07, 2019 8:29 pm

Chris Knott have just sent through my renewal for this coming year, and although it is higher than last year, it's not horrendous. I shall be calling them and pointing out that I can get cheaper like for like via the Meerkats and see what they say.
Steve /// 2015 LCI F20 M135i ///
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